Insurance Claims 101: Collision Repair

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There are only two reasons why we purchase car insurance. It is a state requirement as the first reason and to protect your assets if an accident occurs as the second reason. You will be grateful you made that monthly sacrifice if you get into an accident. Val Caron Insurance claims offer a lot of this line of expertise. Without it you will be responsible for repairs to your vehicle or the expense of a new one and medical bills incurred into the accident.

In fact, if you are found at fault chances are you will also have to pay for the damages incurred by the other party which could include medical bills, wages, property damage, et cetera. Paying those monthly premiums are worth it. The only hitch is up not all car insurance claims are accepted. If your claim is denied it is a traumatic experience. The first thing that you can do from your part is to drive safely. If you have a clean driving record and zero claims you will get the best deals for auto insurance rates. However, even the most careful driver can get into an accident. Taking a few measures can protect your well-being and increases the chances of your claim being accepted. After an accident, call 911 right away. This move will make sure that the police and the paramedics are both alerted. Both of which are necessary in the aftermath of an accident even if there are no obvious injuries. All parties need medical attention.

There are delayed and long-lasting effects for shock, whiplash, and internal injuries that you need to take care. Having a police report written up will ensure the car insurance claim process considerably. Photographs of the accident is necessary so take one. Getting all the evidences taken photographed is very important that includes the vehicles, property debris an injuries, and as well as extent of the damage. Get the other parties’ information. Get the other parties phone number, address and especially insurance information.

If they are the ones at fault the damages incurred by you their Sudbury Collision Repair insurance provider will cover. Gather witnesses and ask bystanders what they saw and if they’re willing to provide witness accounts. Get their names and phone numbers. It is vital indeed in ascertaining who was at fault by the testimonies they will provide. If the damage is enough to file a claim then do it. Note that your claim’s record reflects accident and this affects prospective auto car insurance quotes rates.

It is important then that you evaluate first the damage before considering filing a Val Caron Insurance Claims. See if you can afford to fix it yourself.

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